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Commercial Collections and Foreclosure

Commercial Collections and Foreclosure

No one wants to engage in collection or foreclosure proceedings, but sometimes it is necessary.  At The Pearce Law Group, P.C., our lawyers are well versed in commercial collections and foreclosure practices. We take every step necessary to simplify and speed up the process.  We assist clients in all aspects of collections, including:

  • Commercial Collections
  • Retail Debt Collection
  • The Enforcement of Creditors’ Rights
  • Payment of Receivables
  • Aid creditors in recovery of as much of their commercial debt as possible while strictly adhering to requirements of the Fair Debt Collection Practices Act and other relevant government regulations governing the conduct of debt collectors
  • Mechanic’s Liens
  • Homeowner’s Association Liens
  • Foreclosure Actions

The Pearce Law Group, P.C. in Myrtle Beach, S.C. works exclusively with business-to-business clients to collect past due payments from other businesses. If you are in business, there’s a high probability that at some time you will have a client or creditor who is more than 90 days late on their accounts payable to your company. If your business involved design, construction, or the supply of materials, The Pearce Law Group, P.C. has extensive experiences with mechanic’s lien and surety bond claims.

The Pearce Law Group, P.C. helps you assess the debtor and its financial ability to pay. We help you decide whether you should proceed with debt collection steps, including demand letters, follow up calls and a possible collections filings and lawsuits. Our professional commercial debt collection practices fall with-in the requirements of all federal and state guidelines.

It’s not uncommon for a debtor to respond with an initial commercial debt collection action with an offer to negotiate a settlement. While this may reduce the total amount owed, The Pearce Law Group, P.C. stands ready to advises its clients on how to make the correct decision on accepting the settlement and properly documenting the same. After all, The Pearce Law Group, P.C. focuses on our long-term relationship with our clients and your financial health is of utmost importance to us.

Creditors with financial issues often use the bankruptcy options available to them. The Pearce Law Group, P.C. can assist you with the proper review and analysis of corporate bankruptcy issues and provide advice as to what steps if any should be taken to prevent or reduce that path of debt avoidance.

Part of commercial debt collections, is making sure you are properly documenting and monitoring situations of slow pay or no pay with your customers or clients. In many instances, The Pearce Law Group, P.C. has assisted clients in developing upfront means and methods for reducing bad debts, including working with our clients on proper documentation and recordkeeping practices that can help improve their positions in any future commercial debt collection actions.


Our foreclosure practice primarily involves representing homeowners’ associations, contractors, and creditors in traditional mortgage foreclosures, mechanic’s lien foreclosures, and HOA lien foreclosures.

Whether we are representing an individual, a homeowners’ association, or a business, we handle every step of the foreclosure process. If you need to defend against a foreclosure, work out a short sale, arrange for a deed in lieu of foreclosure, you should speak with a foreclosure defense attorney at The Pearce Law Group, P.C.

Although real estate agents are useful, they should never be entrusted with managing that sort of transaction. Our Myrtle Beach area foreclosure defense lawyers know how to defend foreclosures pending in the state of South Carolina.

Our offices are also experienced managing all phases of the loss mitigation process, including a short sale or deed in lieu of foreclosure if the attorney concludes such measures will benefit you. If you find yourself in need of pursuing a foreclosure action or defending a foreclosure action, please contact us today to arrange your free consultation.

Why hire a foreclosure attorney?

The benefit of hiring an experienced lawyer to handle your collections and foreclosure cases is that it affords you a crucial advantage in that we have done this before and can make what is usually a stressful time easier by handling your case. Whether you need help collecting money that you are owed, pursuing a foreclosure action, or defending a foreclosure action, the attorneys at The Pearce Law Group, P.C. can help you to secure your objective.

The attorneys at The Pearce Law Group, P.C. will arrange a consultation at one of our offices. Call us today at 843-839-3210 or contact us for your confidential consultation.


The legal advice and litigation support provided by The Pearce Law Group, P.C. and its attorneys was critical to helping us navigate some difficult and complex real estate and contract issues involving the start-up of our restaurant project. We are looking forward to continuing our relationship with the attorneys at The Pearce Law Group, P.C. as we now move in to the daily operations phase of this project.
R.H. & R.H., Restaurant Owners in Edisto Island, SC
We have been using The Pearce Law Group as our outside counsel for a number of years now.  Regardless of the issue or problem, the attorneys at The Pearce Law Group consistently provide excellent legal advice and are always there for us if and when we need them.  We also appreciate their practical knowledge and understanding of the contracting industry which always makes communicating with them and developing plans of action to solve our problems much quicker and easier from our perspective.
M.E., Commercial Contracting Client in Georgetown, SC
The Pearce Law Group, P.C. represents our landscape and erosion control contracting company and related entities on a wide variety of matters.  Regardless of the topic, the attorneys at The Pearce Law Group always work with us to achieve our goals while advising us of our legal rights and options every step of the way.
W.S., Construction Client and Business Owner In Gallivant’s Ferry, SC

Comprehensive Legal Services for Myrtle Beach and The Grand Strand! A law firm built on integrity and excellence in service. Locally-owned and committed to our community.